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Main Discussion

Cheques
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Lib-Dem-Cyp-ree-en
Posted - 21 April 2017 13:33
I got my first cheque book in 2007 (around August time).

I've just written a cheque. It's number 100013.

(faod, that's actually number 13, not the100,013th cheque I've written).



It's quite nice writing a cheque. I think I might do it a bit more.

Anna is voting Lib Dem
Posted - 21 April 2017 13:34
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I like writing cheques. It makes me feel like Audrey Hepburn in a 1960s film.
Lib-Dem-Cyp-ree-en
Posted - 21 April 2017 13:38
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I think I might get a leather cheque book holder, with a little leather loop thingy for a fine, silver-plated pen.
Anna is voting Lib Dem
Posted - 21 April 2017 13:40
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Cheques must be signed with a proper fountain pen, obviously.
Twinkle twinkle little wang
Posted - 21 April 2017 13:41
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Why did you only get a chequbook in 2007? Were you paid cash in hand until then and didn't need an account
Lib-Dem-Cyp-ree-en
Posted - 21 April 2017 13:42
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look what I found - scroll to the end, for a bonus of Konnie Huq and Simon Amstell!
http://www.radiotimes.com/news/2014-07-15/how-much-is-a-blankety-blank-chequebook -and-pen-on-ebay
minkie
Posted - 21 April 2017 13:42
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One of the good things about cheques is that it encourages you to use your bank branch, if you're paying in. An inconvenience maybe but always worth being known to the bank staff.
Lib-Dem-Cyp-ree-en
Posted - 21 April 2017 13:44
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I never wanted a cheque book, but the bank sent me one (unsolicited) when I opened an account in 2007. I was with my other bank since I was 2 and I guess they never moved me from my Henry Hippo Super Saver account.

FAOD, I still have the Henry Hippo moneybox.
Abbeywell/NSA
Posted - 21 April 2017 13:48
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2007!!!!
I got my first cheque book when I was 13

Girobank
pancake humper
Posted - 21 April 2017 13:49
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I think the last cheque I wrote was probably in 2005
Lib-Dem-Cyp-ree-en
Posted - 21 April 2017 13:51
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Thirty-Five Pounds ONLY.
minkie
Posted - 21 April 2017 14:00
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Thirteen!!
What was the bank doing giving a cheque book to a kid?
Were you working up chimenys Abs??
Lib-Dem-Cyp-ree-en
Posted - 21 April 2017 14:04
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Abs has always looked his current age. And always will. The burden of his youth will soon tip for him.
bongsuhan
Posted - 21 April 2017 14:04
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Not sure when they last had cheques in Germany, I've certainly never written one.
Nexis is turning yellow
Posted - 21 April 2017 14:10
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minkie, at my branch you pay cheques in to a reverse cash machine thingy. No human contact required.
felix1000
Posted - 21 April 2017 14:11
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i love writng cheques
minkie
Posted - 21 April 2017 14:13
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Is that Nat West? I notice their branches have machines only now.
I always pay them in at the counter, having dragged my arse down to the bank I want to get the most out of it. One time a cheque posted in the machine didnt get paid in, fortunately the bank staff routinely photocopy cheques over a certain amount so it was proven to have been paid in but if its a small sum that wouldnt happen.
Nexis is turning yellow
Posted - 21 April 2017 14:16
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Lloyds.

The machine gives you a receipt with a little picture of the cheque and a confirmation of the amount.
Third Half
Posted - 21 April 2017 16:01
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ah; but when was the last time you wrote a cheque to 'cash'?

I can remember the days when in order to withdraw a modest amount from own my current account, from a branch not my own, I had to phone ahead about 2 hours in advance.

Of course, I was well dodgy, what with all them Colombian and Gibraltar transfers.

minkie
Posted - 21 April 2017 16:46
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I take my aged stepmum to her bank most weeks and she writes cheques to cash. I think you still have to put your card in the reader anyway so total waste of time but its her habit and it keeps her mind working so all good. She has to ask me the date and I have developed quite a range of polite nudge responses to ensure she knows it is 2017 and not 1953 without my totally calling her out, ??
sporting_zucchini
Posted - 21 April 2017 17:21
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Sadly the banks still refuse to accept a cheque written on a cow.

Third Half
Posted - 21 April 2017 18:01
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sporting_zucchini
Posted - 21 April 2017 17:21

"Sadly the banks still refuse to accept a cheque written on a cow."

I think that may be corrected to " the banks NOW refuse to accept a cheque written on a cow."

I am sure there are old colonial stories of chaps (good school; good regiment; good fellow) writing cheques presented but written in distress or on their tropical deathbed, to be drawn on their London account (or as likely that of their father or aunt's account) on the back of a laundry ticket (and equally, laundry bills for unpaid services found on bodies in WWI).
Lydia
Posted - 21 April 2017 18:09
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I remember learning the law of negotiable instruments in about 1981 at university in the commercial law option.

I occasionally write cheques. For some reason I write cheques at the moment and post them to L4's foot doctor. I sent one this week and also posted two to two barristers. 3 over 2 weeks is a lot for me.
Lydia
Posted - 21 April 2017 18:11
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I am on 8418 which may mean I have written that many. I suppose if I wrote 300 a year since 1985 when I opened this bank account that number would be right or there abouts given the recent massive drop off in cheque writing. That still seems quite a lot. It certainly used to be a cheque every week to the nanny, a cheque to the milk man once a week, cheques to 20 people at Christmas. 3 cheques to 4 schools in one year - that's 12 alone so may be that's right.
sporting_zucchini
Posted - 21 April 2017 18:19
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@ Third half - it's a reference to Board of Inland Revenue v Haddock

one of A P Herbert's collection of Misleading Cases

AKA "The Negotiable Cow"

Sir Joshua Hoot, KC, appearing for the Public Prosecutor.

The Defendant Albert Haddock, a pertinacious litigant, appeared in person.

"Was the cow crossed?"

"No, your worship, it was an open cow."

Once televised by the BBC as part of a wonderful whimsical series begging to be broadcast again or re-filmed.

Third Half
Posted - 21 April 2017 19:09
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Ok, Sporty. Thanks for the heads up. I was just about to pop down to the local HSBC to pay a disputed debt with my cow (just now innocently grazing in the garden) Mind you she does not half kittens in the garden. She can surely kittens in the bank?
Bert Weedon
Posted - 21 April 2017 20:40
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Christ it's 1999
Phoebe Caulfield
Posted - 21 April 2017 21:04
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I have never have a bank account with a cheque book!

It has never been an issue

The only cheques I ever receive are from premium bonds or my grandmother, I always use the machines to pay them in
ClaphamLad
Posted - 21 April 2017 21:49
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Most high street branches are shrinking the size of their manned tills, so I always end up paying in cheques using the self-service machines. I've noticed Barclays haven't reduced the amount of tills at their branches, they're just closing branches altogether. The trouble is sometimes the self-service machines are not working so you have to join the back of a long queue full of angry customer.
Saillaw
Posted - 21 April 2017 21:53
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I pay people I don't like by cheque so they have to pay them in and wait for their money.
ProBoner
Posted - 21 April 2017 22:03
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I like cheques. It saves the hassle of logging into my bank online, setting up the payee's account details, passing whatever pain in the fvcking arse security procedures are required (e.g. find the card reader, find my card, input PIN, input account number, input amount, transpose code to web site.). All to pay someone £15 or whatever. Writing a cheque takes about a tenth of the time.

Bright Carver
Posted - 21 April 2017 22:08
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Whilst not arch-achingly cool, I too like cheques.
Chambers
Posted - 21 April 2017 22:22
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What Proboner said.
The Goose
Posted - 21 April 2017 22:23
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Is L4 the postman? You don't want a postman with gammy feet.