Yes. Thankfully I have a long memory. In my 20s I hated the thought process of needing to work out whether I could afford something I wanted to do or get. It drove me. Part of my logic for patting. And, as such, since my early 30s I've never really had to say, I'd like to but can't afford it. Ballas gonna ball.
I might have to go back to being skint with my plans to take super-early retirement. Maybe the memory has faded and I no longer understand how awful it can be.
I do yes. I also remember being no less happy than I am now, albeit that was mainly because I was in my twenties and the biggest responsibility in my life was figuring out where to go and get smashed at the weekend
I remember vividly how shit and grey and brown being skint in the 80s was and how miserable it made my mother, and I remember first getting a job and earning my own money and stock piling it like it was somehow magic.
Perfidious - I retired at 55. From a stressful job in the City of London. It was, really, the best thing I have ever done.
I took a couple of local jobs but they really did irritate the hell out of me. The second one sacked me because I was too much, and I quote "City like". I suppose i was too much of a hard bitch.
Trainee salary - GBP28,500 (year one) and 32,000 (year two), I think. Biggest expense was rent (single bedroom flat) of around GBP700-800 PCM and yet towards the end of the month I often ran out of money
I was still an NQ when associate pay started to rise rapidly and then I moved offshore (less tax and more COLA) and never looked back
All these years later, I still smile when I big transaction goes through on the card
I'm never far from being skint.. whenever I've "spare" cash, I can't help getting what's called the "I wants" and end up spaffing it on something useless.
yes, lived on the dole and housing benefit for 3 months in the mid 90s with no other income- it wasnt so bad. I have never read as much in my life, as I couldnt afford to do anything else so used the library A LOT. Got very fond of kwik save baked beans (which were about 10p) on their basic white sliced bread (20p a loaf), A shared bottle of cider at the weekends.
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Yes. Thankfully I have a long memory. In my 20s I hated the thought process of needing to work out whether I could afford something I wanted to do or get. It drove me. Part of my logic for patting. And, as such, since my early 30s I've never really had to say, I'd like to but can't afford it. Ballas gonna ball.
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Yes, keeps me real, too. We emptied every piggy bank we had to buy this house.
Mr OG is currently working on a project which involves spending a lot of money.
This is slightly annoying me because I don't think it needs to be done. But, he is going for it.
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I might have to go back to being skint with my plans to take super-early retirement. Maybe the memory has faded and I no longer understand how awful it can be.
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PP - retirement is fabulous. You need less money than you think. Days are long and stress free.
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PP - what age do you regard as 'super early retirement'. Don't answer this if you don't want to.
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Profoundly
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Early 50s
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I do yes. I also remember being no less happy than I am now, albeit that was mainly because I was in my twenties and the biggest responsibility in my life was figuring out where to go and get smashed at the weekend
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I remember vividly how shit and grey and brown being skint in the 80s was and how miserable it made my mother, and I remember first getting a job and earning my own money and stock piling it like it was somehow magic.
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Yes. and it was shit.
My kids have no idea how fooking lucky they are.
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It's not hard to remember where I was only yesterday. Fortunately today I found some coins down the back of the couch.
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Perfidious - I retired at 55. From a stressful job in the City of London. It was, really, the best thing I have ever done.
I took a couple of local jobs but they really did irritate the hell out of me. The second one sacked me because I was too much, and I quote "City like". I suppose i was too much of a hard bitch.
After that, I quit. Full stop.
I do not, in any way, regret my decision.
Do what makes you happy.
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what makes you think I was skint in the first place
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Sir wokey - I don't - my response was not addressed to you. And, before you say it, your's wasn't addressed to me. C'est tout.
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I’ve never had debt that wasn’t completely covered for repayment at all times (except for property mortgages)
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I was occasionally skint as a trainee
Trainee salary - GBP28,500 (year one) and 32,000 (year two), I think. Biggest expense was rent (single bedroom flat) of around GBP700-800 PCM and yet towards the end of the month I often ran out of money
I was still an NQ when associate pay started to rise rapidly and then I moved offshore (less tax and more COLA) and never looked back
All these years later, I still smile when I big transaction goes through on the card
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I'm never far from being skint.. whenever I've "spare" cash, I can't help getting what's called the "I wants" and end up spaffing it on something useless.
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yes, lived on the dole and housing benefit for 3 months in the mid 90s with no other income- it wasnt so bad. I have never read as much in my life, as I couldnt afford to do anything else so used the library A LOT. Got very fond of kwik save baked beans (which were about 10p) on their basic white sliced bread (20p a loaf), A shared bottle of cider at the weekends.
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Was that after uni guy? Or before?
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